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We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

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Loan Programs

Here at Our CU Home Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

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Interest Rates

Rates last updated on May 23, 2023

Home Purchase - 30 Year Fixed - Example 20% down - $200,000 Loan Amount - 740 Credit Score - Maximum Loan $726,200
Interest Rate Origination Fees Disc. Points Loan Fees APR Payment
6.50% 0.000% 0.000% $4,186 6.574% $1,264.14 Apply Now
Home Purchase - 15 Year Fixed - Example 20% down - $200,000 Loan Amount - 740 Credit Score - Maximum Loan $726,200
Interest Rate Origination Fees Disc. Points Loan Fees APR Payment
6.25% 0.000% 0.000% $4,138 3.70% $1714.85 Apply Now
Home Refinance - 30 Year Fixed No Cash Out - Example 80% LTV Ratio - $200,000 Loan - 740 Credit Score - Maximum Loan $726,200
Interest Rate Origination Fees Disc. Points Loan Fees APR Payment
6.625% 0.000% 0.000% $3,950 6.700% $1,280.62 Apply Now
Home Refinance - 15-Year No Cash Out - Example 80% LTV Ratio - $200,000 Loan Amount - 740 Credit Score - Maximum Loan $726,200
Interest Rate Origination Fees Disc. Points Loan Fees APR Payment
6.25% 0.000% 0.000% $4,138 3.70% $1714.85 Apply Now
Rental Home - 30-year Fixed - Example 25% Down - $100,000 Loan - 740 Credit Score - Maximum Loan $726,200
Interest Rate Origination Fees Disc. Points Loan Fees APR Payment
7.625% 1.00% 0.000% $6,920 7.814% $1,415.59 Apply Now
Home Improvement Loan - Fixed Rate 15-Year - 2nd Mortgage - 80% LTV Ratio - Example $50,000 Loan - 740 Credit Score - Maximum Loan $150,000
Interest Rate Origination Fees Disc. Points Loan Fees APR Payment
6.75% 0.00% 0.00% $500 6.962% $442.45 Apply Now
Residential Lot Loan - Fixed Rate 15-year - Example 20% Down - $100,000 Loan - 740 Credit Score - Maximum Loan $200,000
Interest Rate Origination Fees Disc. Points Loan Fees APR Payment
7.00% 0.000% 0.000% $3,920 7.224% $898.83 Apply Now

All rates subject to change without notice and are available upon approved credit only.

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