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We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

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Loan Programs

Here at Our CU Home Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

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Interest Rates

Rates last updated on June 22, 2021

Home Purchase - 30 Year Fixed - Example 20% down - $200,000 Loan - 700 Credit Score - Maximum Loan $548,000
Interest Rate Origination Fees Disc. Points Loan Fees APR Payment
2.875% 0.000% 0.000% $5,030 2.927% $829.78 Apply Now
Home Purchase - 15 Year Fixed - Example 20% Down - $200,000 Loan - Credit Score 700 - Maximum Loan $548,000
Interest Rate Origination Fees Disc. Points Loan Fees APR Payment
2.25% 0.000% 0.000% $5,030 2.327% $1,310.17 Apply Now
Home Refinance - 30 Year Fixed No Cash Out - Example 80% LTV Ratio - $200,000 Loan - 700 Credit Score - Maximum Loan $548,000
Interest Rate Origination Fees Disc. Points Loan Fees APR Payment
3.00% 0.000% 0.000% $4,245 3.049% $843.21 Apply Now
Home Refinance - 15 Year Fixed No Cash Out - Example 80% LTV Ratio - $200,000 Loan - 700 Credit Score - Maximum Loan $548,000
Interest Rate Origination Fees Disc. Points Loan Fees APR Payment
2.375% 0.000% 0.000% $4,245 2.446% $1321.84 Apply Now
Rental Home - 30-year Fixed - Example 25% Down - $100,000 Loan - 700 Credit Score - Maximum Loan $548,000
Interest Rate Origination Fees Disc. Points Loan Fees APR Payment
4.125% 1.00% 0.000% $6,475 4.317% $484.65 Apply Now
Home Improvement Loan - Fixed Rate 15-Year - 2nd Mortgage - 80% LTV Ratio - Example $50,000 Loan - 700 Credit Score - Maximum Loan $150,000
Interest Rate Origination Fees Disc. Points Loan Fees APR Payment
5.00% 0.00% 0.00% $300 5.037% $395.40 Apply Now
Residential Lot Loan - Fixed Rate 15-year - Example 20% Down - $100,000 Loan - 700 Credit Score - Maximum Loan $200,000
Interest Rate Origination Fees Disc. Points Loan Fees APR Payment
7.00% 0.000% 0.000% $3,920 7.224% $898.83 Apply Now

All rates subject to change without notice and are available upon approved credit only.

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